Disclaimer & Privacy/Copyright Notice
Limitation of Liability Able
Insurance Brokers Limited (“Able Insurance ”), its affiliates
and related companies take no responsibility for the
accuracy or validity of any claims or statements contained
in the information, or related graphics of this site.
Further, Able Insurance makes no representations whatsoever
about the suitability of any of the information contained
in the information or graphics on this site for any
purpose. All such information and related graphics are
provided without warranty of any kind. Able Insurance
makes no representations whatsoever about any other
Web site which you may access through this site. When
you access a non-Able Insurance Web site, you understand
and acknowledge that it is independent from Able Insurance
, and that Able Insurance has no control over the content
on any such Web site. In addition, a link to a non-Able
Insurance Web site does not mean that Able Insurance
endorses or accepts any responsibility for the content,
or the use, of such Web site. It is your responsibility
to take precautions to ensure that whatever you select
for your use by you is free of such items such as viruses,
worms, trojan horses and other items of a destructive
nature. IN NO EVENT WILL Able Insurance BE LIABLE FOR
ANY DAMAGES WHATSOEVER, INCLUDING SPECIAL, INDIRECT
OR CONSEQUENTIAL DAMAGES, ARISING OUT OF OR IN CONNECTION
WITH THE USE OR PERFORMANCE OF THE INFORMATION AVAILABLE
OR REFERRED TO ON THIS SITE.
Our brokerage and the insurance
industry have a solid track record of respecting your
right to privacy and safeguarding your personal information.
As a result of federal legislation, we’ve further strengthened
our privacy commitment by informing you of why and how
we collect, use and disclose your personal information.
You can be assured that we’ll only handle your personal
information in a manner that a reasonable person would
consider appropriate in the circumstances.
Personal Information Collected
Depending on the purpose(s) for which we need to collect
it, we may ask for the following personal information
about you including:
- Basic information such as
your name, address, telephone and fax numbers, e-mail
address, birth date and marital status.
- Claims history
- Credit and past payment records
- Driver’s record Details about
your property such as the value of your home and its
- Medical information such
as any condition that may affect the operation of
- Employment information
We may obtain this information
- Insurance companies
- Other insurance brokers or
- Credit organizations Motor
vehicle and driver licensing authorities
- Financial institutions
- Medical professionals
Why do we collect personal
When you first become a client
or whenever you acquire or renew a product from us,
we need to collect some of your personal information.
Common purposes for which we collect your personal information
- Enable us to acquire or renew
an insurance policy for you;
- Assist you and assess your
ongoing needs for insurance;
- Assess your need for other
products, such as financial products, and to offer
them to you;
- Ensure your information is
accurate and up-to-date; and
- Protect us both against error
Who do we disclose your
personal information to?
For many of the purposes
identified above, we will need to share your personal
information with others in order to serve your needs.
These other parties commonly include:
- Insurance companies
- Other insurance brokers or
- Credit organizations Professionals
working with us such as adjusters or lawyers
- Financial institutions. For
example, the organization that carries your mortgage.
How we protect your personal
In order to protect your
personal information and right to privacy, we will:
- Not collect, use or disclose
your personal information for any purpose other than
those that we identify to you.
- Keep your personal information
only for as long as we need it to fulfill the stated
purpose or as required by law.
- Maintain your personal information
in as accurate, complete and up-to-date a form as
- Safeguard your personal
information to the best of our ability.
- Respond to any request you
may make to access or correct the personal information
we hold about you.
- Obtain the appropriate consent
from you for the collection, use or disclosure of
your personal information.
Privacy Internet Communication
As the privacy of communication
over the Internet cannot be guaranteed, we do not assume
any responsibility for any harm, loss, or damage that
might occur by the sending of personal and confidential
In using this site, you signify
agreement, please do not use the site. We reserve the
right, at our discretion, to update, change, modify,
add, or remove this policy from time to time, as appropriate.
Should we make changes, we will publish these on the
site in a timely fashion.
Please do not hesitate to
contact our Privacy Officer Sukhi Pandher should you have any questions.
Our Privacy Officer may be contacted as follows:
Able Insurance Brokers Ltd.
214-5004 Timberlea Blvd.
Mississauga,ON L4W 5C5
Phone: 1-905.629.2253 | Fax: 1-905.629.2200 | Email:
Upon request, an individual
will be informed of the existence, use, and disclosure
of his or her personal information which is under our
control, and may be given access to, and challenge the
accuracy and completeness of that information.